Personal Loans Made Simple
Make Sure You Are Eligible for a Loan
Personal loan requirements vary by lender, but there are a few considerations that financial institutions always look at when reviewing applicants.
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You are at least 18 years old
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Can provide proof of your address
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Have consistent and steady income
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Send your loan application for a credit check
Get a Personal Loan with Panda Loans
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Submit a Request
Complete our online form with some basic information to get the best loan offers. It’s quick, easy and completely free!
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Get Approved
We do all of the hard work. You get approved quickly and offered a personalized loan with specified amount, rate, and terms.
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Receive Money
Once you review and sign a loan offer, your funds will be deposited into your account in as little as 24 hours!
Choose the Best Loan for You
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Secured loans
A secured loan or homeowner loan requires you to put up an asset as collateral, usually a property that you own or pay the mortgage on. If you fail to make your payments, the lender has the right to seize the asset, which means you could lose your home.
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Unsecured loans
An unsecured loan, also known as a personal loan, does not require the use of collateral. Lenders look at your financial history to determine whether you qualify and how much you can borrow; it helps if you have a good credit score and have previously kept up with debt repayments.
Submit an Online
Loan Application
Panda Loans makes it possible to apply for your personal loan online from the comfort of your own home. All you need to do is fill out a simple form with accurate information.
- Your name and contact details
- Current and previous addresses
- Date of birth, marital status
- Salary and household income
