At Panda Consulting LTD, we smooth the loan process from beginning to end. It's important to note that we do not lend money directly, nor are we involved in any lending decisions. We also don't have access to your fees, rates, APR, nonpayment rules, and renewal policy. Our primary role is to seek reliable loan providers on your behalf.
We are an online service designed to connect borrowers like you with dependable lenders who can meet your current financial needs. Our services are financed by our clients, emphasizing the independence of our operations. We don't establish partnerships with lenders, thus guaranteeing an impartial approach towards finding the best loan options for you.
Details such as fees, rates, APR, nonpayment rules, and renewal policy are detailed in your loan agreement, and are regulated by local laws. We ensure that you have sufficient information to understand what a loan is, how it functions, and how to utilize it wisely.
We work diligently to help you find the most suitable options, and we encourage you to decline any offers until you're fully satisfied with all terms and conditions. Our mission is to serve our clients' financial interests to the best of our ability.
Once a lender approves your request, they will present you with an offer, including fees, APR, repayment terms, and potential loan renewal options. We urge you to scrutinize the agreement carefully, assessing all advantages and drawbacks, and arm yourself with all necessary information to prevent any undesired financial situations.
Pay close attention to non-payment repercussions, such as additional fees, potential harm to your credit score, and even collection actions. Should you find yourself unable to repay the debt on the due date, we advise you to contact your lender promptly to discuss possible solutions.
Remember, each lender maintains their own renewal policy. We suggest that you review it thoroughly before accepting any offer.
Regarding the termination of our services, if you decide to end our agreement before receiving any value from our services, we will not charge any fees. However, you will be responsible for any third-party costs or expenses that we have already incurred on your behalf up to the point of termination.
Should you require further information about your loan agreement, please direct all your questions to your lender. As for inquiries related to our service, we stand ready to assist.
Please note that the above statements are for informational purposes only and should not be considered as legal advice.